An estimate of German net monthly pay for 2026, including tax class, child-related settings, health and long-term care insurance, regional variations, church tax, bonuses and occupational pension contributions. Results depend on the assumptions entered and do not replace a payroll calculation.
This version disables the calculation when its data-validity period expires, preventing estimates based on outdated annual rates.
Salary and payment details
Tax details
Social insurance
2026 assumptions: employee pension contribution (RV) 9.30%; unemployment contribution (ALV) 1.30%; employee statutory health-insurance share (GKV) 7.30% plus half of the individual additional contribution (Zusatzbeitrag). The monthly assessment ceiling is €5,812.50 for health and long-term care insurance (GKV/PV) and €8,450 for pension and unemployment insurance (RV/ALV).
Important scope and limitations: This tool provides a detailed estimate for standard employees paid monthly in Germany for 2026. Results may differ from an official payslip for mini-jobs, midi-jobs (Übergangsbereich), civil servants (Beamte), self-employment, cross-border taxation, sickness benefit (Krankengeld), short-time work benefit (Kurzarbeitergeld), complex company-car arrangements, multiple employers or special mid-year payroll corrections. For tax classes V and VI, enter the actual monthly wage-tax amount from your payslip in the override field.